For 30 day accounts, payments may be made by cheque, direct deposit or credit card (MasterCard and Visa). For all other accounts, payment must be made at the time of checkout, by credit card only. At this stage we do NOT pass on any bank fees incurred by us in accepting payment via this method. A courtesy 1.5% discount is applied when you pay by credit card at the time of placing your order. This offer is subject to the account remaining within trading terms.